When comparing health insurance plans, consider coverage, premiums, and benefits. Look for policies that cover hospitalization, day-care treatments, and pre- and post-hospitalization expenses. Compare the **sum insured** and whether the plan offers cashless treatments at network hospitals. Evaluate additional benefits like coverage for pre-existing conditions, critical illness riders, or maternity benefits. Premium amounts should be balanced with coverage, ensuring you get value without overpaying. Also, check waiting periods, exclusions, and sub-limits. The claim settlement ratio of the insurer and customer reviews can provide insight into reliability and service quality, helping you choose the best plan for your needs.
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